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Hi dont forget your driving history can have a huge impact on your quotation, as will your claims history, But you right the first considerations are
Your ageSorry but your GenderYour postcode -some areas are more prone to car crime than others& Your Car
Even one or two increases in the banding can have an impact. Insurance is all based on stats, how likely or unlikley are you to need to claim.
Good Job my Juke is only group 16 too bad much better than my Audi which was 22.
 

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Iteresting report, but regarding insurance, don't forget that this report was done across the pond. There insurance ratings are probably different to ours, but as has already been said. British Insurance Companies base their figures on, age, experience, engine performance, and your post code.
 
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