[holeymoley27]

What's the biggest deposit I can put down on my petrol Acenta 1.6 to get the three year Nissan Options finance deal?

 

[rochesb]

We put down > 80%

 

[JukeSkywalker]

I thought with the 3 options finance deal the maximum deposit was 30% if the value if the car - that's what the dealer told me today

 

[Dougal]

I was told 30% as well.

 

[rochesb]

80% max is for Nissan HP; they also don't stitch you up with 'documentation fees' .....

 

[JukeSkywalker]

just back from the dealers - I recon you can change the deposit amount, as the whole program looked pretty flexible to me you can play around with the annual mileage etc and that changes the estimated buy back price in 3 years time, whilst also changing your monthly payments, so I just juggled mine until my monthly payments were where I wanted them.

 

[seatraveller2002]

Interesting. I was only able to put down 30% deposit too

 

[ian]

if your going it go down the 3 year deal with Nissan it may be worth putting down a smaller deposit and putting some of it in a ISA, As although you have an estimate of the cars future value this is what i was advised to do may be put down 15% and save 15% for 3 years maybe other ppl have a better idea.

 

[chris78]

If you can afford the car, buy it. You won't get 5.9% on an ISA so you'll end up making less interest than you are paying to Nissan.
The max on PCP is 30%, you can put a much larger amount down on HP

 

[holeymoley27]

Yes I have decided to pay cash!